Category: Life Insurance
How to Research Insurance Companies
Before you subscribe an insurance you need to understand how insurance companies work. To help understand that we have provided a detailed explanation of Insurance Companies Business Model based on internet research and talking with some friends that are experts and work on the insurance professional field. Let’s breakdown the model in components: Underwriting and
Types of Insurance Agents: A Basic Guide
There are many times in your life when you’ll need to purchase insurance. Some of those times are fairly straightforward, and you can easily compare plans on your own and make an informed decision. However, there are also times when choosing the right plan, or even finding out what types of plans are available are
Choosing The Right Insurance Agent
Personality of the Insurance Agent Have conversations with prospective agents. Explain your situation and ask for a quote. Simply asking does not mean you have to work with them. This is a chance for you to get a feel for how they work and if you’re comfortable with them. There are 2 types of Insurance
My Car Is Totaled – What Can I Do If the Insurance Company Won’t Pay What It’s Worth?
If you disagree with what the Insurance Company offers you for your car after it is deemed a “total loss”, you can do several things. First, you can ask them for their written appraisal and what source they used for value. They must provide you with a written report of how they arrived at their
What Is Boat Builders Insurance?
“What is Boat Builders Insurance?” I was asked at a networking event recently. Well of course the obvious response would be a rather glib “Insurance for people that build boats” but, thankfully,I took a little time to pause before answering as the answer is, perhaps, not quite as straightforward as one might think. First of
Liability Insurance For Small Business
When you own a small business, you are responsible for all aspects of the company. Not only do you want to ensure you profit as much as possible, but you need to protect yourself against any legal situations that may come your way. Unfortunately, in this modern age, liability insurance for small business is almost
Small Business Commercial Insurance Overview: Understanding Basic Business Insurance Needs
It’s a given that all types of businesses require – at the very least – basic liability insurance. It’s always wise to safeguard your business against as much as possible. All industries are vulnerable to lawsuits for one reason or another these days. Even if you do most of your work from the home, there
Big Insurance Companies and the McKinsey Report
CNN anchor Anderson Cooper recently did a two-part series on the business practices of the nation’s largest property/casualty insurance company and Allstate Insurance. It was the culmination of an 18-month CNN investigation of low-impact, soft-tissue injury accidents around the country. The series was then broadcast on CNN. The video links to the two segments are
Insurance Companies Listings and Ratings Guide For Insurance Agents & Brokers
Here is the newest, revised version of the best insurance companies listings. These are compiled in a top 100 ratings guide format. The listings are in alphabetical order helping insurance agents & brokers locate an insurer. Find out how your opinion compares. How can you possibly rate an insurance company? I will mention briefly the
Difference Between Employers’ Liability Insurance (ELI) and Workers Compensation Insurance (WCI)
Employers’ Liability Insurance (ELI) and Workers Compensation Insurance (WCI) are two important insurance covers to protect the interests of employees, as well as employers. There are, however, certain differences between the two. Due to these differences, it may result in wrongful litigation and consequently anxiety to parties involved. The differences between ELI and WCI are