Category: Life Insurance
Why Workers Comp Fraud Doesn’t Pay
Ask any business owner and he or she will tell you that insurance is not just about commercial general, professional, and employee liability or property coverage. Generally, it is legally mandatory for a business to acquire workers compensation coverage so that employees will be able to claim benefits in the event they incur a work
When Should a Retail Business That Sells Products to Consumers Consider PI Insurance?
A Retail Business is a business that sells products to consumers (excluding manufacturers, importers/exporters). It is important to firstly explain the coverage provided by each of these policies. These policies do not overlap or provide dual cover. We have summarised an overview of common policy feature provided by each of these policies. However, each insurance
How to Choose the Best Car Insurance Company
Choosing the best car insurance company could be overwhelming. There are several insurance providers which claim to be on the top of the market. To single out the best one, you need to define or identify what you are looking for or what you want from an insurance company. An auto insurance business would usually
Commercial General Liability Insurance: A Summary of What Business Owners Need to Know About CGL
Almost every business, regardless of size or industry, requires commercial property and general liability insurance. The cost of commercial general liability insurance obviously varies widely based on industry, with “higher risk” industries, such as construction, paying more. Luckily, there are some good sites that offer free quotes. For small businesses, CGL insurance can cost well
General Liability Insurance for Small Business Overview: A Quick Beginner’s Guide to Policies
Each business has its own needs, but you still want to make sure you are covered by some insurance, no matter how small your company is. In short, general liability insurance for small business tends to cover things like personal liability for members and the consequences associated with third party claims for property damage /
California Health Insurance – Independent Health Life Agent Verses Insurance Company In House Agent
You have just completed an online form requesting a free health insurance quote and moments later you are being inundated with phone calls from insurance agents hoping to get your business. Try not to become overwhelmed or annoyed by these “pesky sales people” because they are really not telemarketers. Most of them are well-trained state
Understanding The Health Insurance Claims Process
It is very important to make sure that you have adequate health insurance but you also need to make sure that you know how to make a claim when the need arises. The health insurance claims process is fairly straightforward but you need to make sure that you have all of the information that the
Small Business Liability Insurance Quote Overview: Quick Introduction to Business Insurance Coverage
All businesses, big and small, need commercial general liability insurance. There are many things that could put your finances at risk, and without adequate coverage, your entire company could be affected. Look online to learn the laws in your state and local jurisdiction to find out the minimum amount of insurance you need, and then
Six Secrets Insurance Companies Don’t Want Accident Victims to Know
Secret One: Rigid legal timelines can prevent a victim from going to court. The insurance companies count on these time deadlines, known as statutes of limitations. The failure to act in a timely manner may be a complete barrier to your right to recover compensation for injuries suffered as a result of the negligent actions of
Captive Insurance Company – Reduce Taxes and Build Wealth
For business owners paying taxes in the United States, captive insurance companies reduce taxes, build wealth and improve insurance protection. A captive insurance company (CIC) is similar in many ways to any other insurance company. It is referred to as “captive” because it generally provides insurance to one or more related operating businesses. With captive